PAYTRANS POS

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=110 BGCOLOR="#006699" TEXT="#080000" background="048a46e3.jpg"> <div> <A HREF="index.htm" TARGET="_top" TITLE="PayTrans Network Inc."><U><IMG SRC="049944e0.jpg" border=0 width="404" height="78" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A></div> <div> <B>PAYTRANS POS</B>   |   <A HREF="id26.htm" TARGET="_top" TITLE="PAYTRANS Fast Pay"><U>PAYTRANS Fast Pay</U></A>   |   <A HREF="id39.htm" TARGET="_top" TITLE="Payroll"><U>Payroll</U></A>   |   <A HREF="id38.htm" TARGET="_top" TITLE="Human Resource"><U>Human Resource</U></A>   |   <A HREF="id50.htm" TARGET="_top" TITLE="Electronic Payment Processing"><U>Electronic Payment Processing</U></A> <B> |  </B><A HREF="id22.htm" TARGET="_top" TITLE="Products"><U><B><IMG SRC="04c0e0e0.gif" border=0 width="14" height="14" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><B> </B><A HREF="id22.htm" TARGET="_top" TITLE="Products"><U><B> </B></U></A></div> <div> <B>    </B></div> <div> </div> </td> </tr><tr> <td valign="top" width=210 BGCOLOR="#FFFFFF" TEXT="#080000" background="046d29c3.jpg"> <div> <A HREF="id27.htm" TARGET="_top" TITLE="Mission"><U>Mission</U></A></div> <div> <A HREF="id22.htm" TARGET="_top" TITLE="Products"><U>Products</U></A></div> <div> <A HREF="id17.htm" TARGET="_top" TITLE="ASP Services"><U>ASP Services</U></A></div> <div> <A HREF="id18.htm" TARGET="_top" TITLE="White Papers"><U>White Papers</U></A></div> <div> <A HREF="id19.htm" TARGET="_top" TITLE="Management"><U>Management</U></A></div> <div> <A HREF="id21.htm" TARGET="_top" TITLE="Contact Us"><U>Contact Us</U></A></div> <div> <A HREF="id20.htm" TARGET="_top" TITLE="F.A.Q."><U>F.A.Q.</U></A></div> <bR> </td> <td valign="top" height=370 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <B>PAYTRANS POS</B></div> <div> PayTransNetwork is an Application Service Provider (ASP) delivering electronic payment processing, front end and backend Point Of Sale (POS) solutions to small and medium size retailers nationwide.</div> <bR> <DIV ALIGN="LEFT"></DIV> <div> <IMG SRC="06c26d90.jpg" border=0 width="550" height="217" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <bR> <div> <B>PayTransNetwork </B>provides cost efficient, server based, integrated high-end POS solutions to include: </div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Customer check-out</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Counter Sales</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Sales Control</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Inventory Control</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Integrated Electronic Payment Processing</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">POS Administrative Services </div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Backend functionality  </div> <bR> <div> The typical independent retail organization accepting electronic payment for products and services is forced to support a minimum of two distinct systems. One to accommodate the standards established by the credit card processors and the internal invoicing and inventory control applications. The invoicing and customer check out are not integrated forcing the retailer to spend valuable resources in reconciling sales tickets with credit card collections. </div> <bR> <bR> <div> <B>FEATURES AND BENEFITS</B></div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Server Based</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">No installation Required</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">No software to install</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">No servers or computer to maintain and update</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">No more virus in your computer!</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Touch Screen </div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Easy Menus </div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Fast Lookup by Barcode, Name </div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Built in Help System </div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Manual Bar Code generator </div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Fast Processing </div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Sales person Tracking </div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Lookup by Department </div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Detailed Customer History </div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Integrated Credit Card Processing </div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Built in Backup </div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Handles Multiple Clerks </div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Handles Multiple Cash Drawers </div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Family Memberships </div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Coupon Plans </div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Gift Certificates </div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Handles Customer Account </div> <div> <IMG BORDER="0" SRC="Symb075c00b700b400000000.png" HEIGHT="12" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Freebies and Specials </div> <div> <IMG BORDER="0" SRC="Symb075c00b700b400000000.png" HEIGHT="12" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Customer Quick Search </div> <div> <IMG BORDER="0" SRC="Symb075c00b700b400000000.png" HEIGHT="12" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Flexible Pricing </div> <div> <IMG BORDER="0" SRC="Symb075c00b700b400000000.png" HEIGHT="12" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Flexible Taxing </div> <div> <IMG BORDER="0" SRC="Symb075c00b700b400000000.png" HEIGHT="12" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Password Protection </div> <div> <IMG BORDER="0" SRC="Symb075c00b700b400000000.png" HEIGHT="12" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Detailed Inventory Reports </div> <div> <IMG BORDER="0" SRC="Symb075c00b700b400000000.png" HEIGHT="12" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Management Reports </div> <div> <IMG BORDER="0" SRC="Symb075c00b700b400000000.png" HEIGHT="12" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Promotions for Preferred Customers or Items </div> <bR> <div> <B> <A NAME="card_authorization_system"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="1" ALIGN="bottom" WIDTH="1" HSPACE="0" VSPACE="0" ></A></B><B>Card Authorization System</B></div> <bR> <div> <B>Server Based via Internet Credit Card Processing and Approvals</B></div> <bR> <div> <B>PAYTRANS FAST PAY™ CARD AUTHORIZATION SYSTEM</B><FONT SIZE="2" COLOR="#000000" FACE="Verdana" > is an integrated system used to process credit card transactions from your workstation and replaces the traditional credit card terminals.</FONT></div> <bR> <div> This Merchant Account Solution is capable of processing credit card, debit card, stored valued cards and check processing. </div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Supports authorization, capture, purchase, refund, credit, and void transactions.</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Supports Address Verification Service (AVS) for greater fraud protection.</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Performs credit card authenticity & expiration date checks.</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Supports standard printing of receipts </div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Automated internet connection</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Server based facility updates and integrates all payment trasactions with the POS system.</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Reconciliations are very, very easy. </div> <bR> <div> <B>FEATURES AND BENEFITS</B></div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Server Based</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">No installation Required</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">No software to install</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">No servers or computer to maintain and update</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">No more virus in your computer!</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Touch Screen</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Easy Menus</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Fast Lookup by Barcode, Name</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Built in Help System</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Manual Bar Code generator</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Fast Processing</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Sales person Tracking</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Lookup by Department</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Detailed Customer History</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Integrated Credit Card Processing</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Built in Backup</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Handles Multiple Clerks</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Handles Multiple Cash Drawers</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Family Memberships</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Coupon Plans</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Gift Certificates</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Handles Customer Account</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Freebies and Specials</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Customer Quick Search</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Flexible Pricing</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Flexible Taxing</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Password Protection</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Detailed Inventory Reports</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Management Reports</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Promotions for Preferred Customers or Items </div> <bR> <bR> <div> <B>WHY ACCEPT CREDIT CARDS?</B></div> <bR> <div> The bottom line - net profit - is what business is all about. Every type of business benefits financially by accepting credit cards. With more than 500 million credit cards in use domestically, US charges recorded for 1999 alone reached $1.1 trillion! Accepting credit cards can increase sales by as much as 40%. Don't lose out on these customers! Accept credit cards and improve your bottom line.</div> <bR> <div> Companies who accept credit card payments for goods and services tend to generate higher revenues than those who only accept cash. According to industry statistics, the average credit card sale is $40 versus just $9 for the average cash sale. If that isn't enticement enough, consider the disadvantage you may face if competitors offer credit card payment options and you do not. Consider these facts: </div> <bR> <div> <B>Boost Sales With Your Own Merchant Account </B></div> <bR> <div> <B>C</B>redit card payment options are a must, whether you have a physical retail outlet, take telephone orders or sell products over the Internet. In addition, the potential revenue boost, credit cards are the cost effective alternative to cash and checks. In a case study prepared by Coopers & Lybrand, credit card processing costs average 2.7% of any transaction, checks 4.0% and cash 4.8%. </div> <bR> <div> It makes sense when you consider how many times paper money and coins must be counted and recounted by different individuals plus the audit trails that need to be established in any retail environment specially where cash in handled by many individuals. </div> </td> </tr></table></body>